How Much Is the SSS Survivor Pension?

The surviving spouse receives 100% of the pensioner's monthly pension. Each dependent child also receives an additional 10% of the monthly pension, up to a maximum of five children.

However, if the pensioner died before reaching 60 and had not yet started receiving a pension, the benefit may be computed differently based on contributions.

How to Claim the SSS Survivor Pension

Step 1: Report the Death to SSS

As soon as possible after the pensioner's death, notify SSS. Bring a copy of the PSA-certified death certificate.

Step 2: Prepare Your Documents

Surviving spouses must prepare:

•       PSA-certified death certificate of the pensioner

•       PSA-certified marriage certificate (for spouses)

•       PSA-certified birth certificate of surviving children (if applicable)

•       Valid ID of the claimant

•       Completed SSS survivorship claim form

Step 3: Submit at the SSS Branch

Go to any SSS branch and submit all documents to the member service officer. They will review your claim and tell you when to expect approval.

Step 4: Enroll Your Bank Account

SSS will release the survivor pension through a bank account. Make sure to bring your bank account details when you file your claim.

How Long Will the Survivor Pension Last?

•    Surviving spouse: Receives pension for life, UNLESS they remarry — remarriage stops the spouse's pension

•   Surviving children: Receive pension until they turn 21, marry, or start working

The SSS survivor pension is one of the most important benefits for families. Make sure your loved one's SSS records are always up to date — especially the list of beneficiaries.